These Terms of Service ("Terms") govern your access to and use of Cadence's website, software, audio commentary, market briefings, subscriptions, emails, and related services (collectively, the "Services").
By accessing or using the Services, creating an account, starting a trial, purchasing a subscription, or signing up for Cadence communications, you agree to these Terms. If you do not agree, do not use the Services.
Cadence provides audio-based market commentary, market intelligence, educational content, market briefings, and related software services.
Cadence does not provide financial advice, investment advice, trading advice, legal advice, tax advice, brokerage services, trade execution, portfolio management, or personalized investment recommendations.
You must be at least 18 years old to use the Services. By using the Services, you represent that you are at least 18 years old and have the legal authority to enter into these Terms.
All Cadence content is provided for informational and educational purposes only.
Cadence commentary may discuss market conditions, order flow, cross-market relationships, macro conditions, volatility, market structure, or other market-related information. This content is not a recommendation to buy, sell, hold, enter, exit, or avoid any security, futures contract, option, cryptocurrency, currency, commodity, fund, or other financial instrument.
You are solely responsible for your own trading and investment decisions. You should not rely on Cadence as the sole basis for any trading, investment, or financial decision.
Trading and investing involve substantial risk. Futures, options, stocks, ETFs, foreign exchange, cryptocurrencies, and other financial instruments may involve significant losses, including losses greater than your initial investment in certain leveraged products.
Past performance, examples, commentary, scenarios, market observations, or historical references do not guarantee future results.
Cadence does not guarantee:
Use the Services at your own risk.
To access certain Services, you may need to create an account or provide information such as your name, email address, payment details, or subscription preferences. You agree to provide accurate and current information and to keep your account credentials secure.
You are responsible for all activity under your account. Notify Cadence promptly if you believe your account has been accessed without authorization.
Certain Services may require a paid subscription. If Cadence offers a free trial, the trial terms will be disclosed at signup. Unless canceled before the trial ends, your subscription may automatically convert to a paid subscription and your payment method may be charged.
By starting a trial or purchasing a subscription, you authorize Cadence and its payment processor to charge your payment method for applicable fees, taxes, renewals, and other charges associated with your subscription. Subscription fees are billed in advance on a recurring basis unless otherwise stated.
You may cancel your subscription according to the cancellation instructions provided through the Services or payment portal. Cancellation stops future billing. Unless otherwise stated, access may continue until the end of the current paid billing period.
Failure to use the Services does not automatically cancel your subscription.
Refunds are governed by our Refund & Cancellation Policy, which is incorporated into these Terms by reference. Cadence may update its refund policy from time to time. The applicable policy at the time of purchase or renewal will generally apply.
Cadence may rely on third-party data, infrastructure, market feeds, hosting providers, payment processors, internet services, audio tools, AI systems, and other technology providers.
The Services may be interrupted, delayed, unavailable, inaccurate, or degraded due to market data issues, technical problems, maintenance, internet outages, provider failures, software errors, or other causes. Cadence is not liable for losses or damages resulting from service interruptions, delays, errors, omissions, outages, or unavailable market commentary.
Your use of the Services does not create an advisor-client, fiduciary, broker-client, attorney-client, accountant-client, or other professional relationship between you and Cadence. Cadence does not act as your financial advisor, investment advisor, commodity trading advisor, broker, dealer, or fiduciary.
You agree not to:
The Services, including Cadence's software, audio, commentary, written content, market briefings, branding, logos, design, data organization, workflows, and other materials, are owned by Cadence or its licensors and are protected by intellectual property laws.
You receive a limited, non-exclusive, non-transferable, revocable right to access and use the Services for your personal or internal business use, subject to these Terms. You may not copy, distribute, modify, sell, license, reproduce, publicly perform, publicly display, or create derivative works from the Services unless Cadence gives you written permission.
If you provide feedback, suggestions, ideas, comments, or recommendations to Cadence, you grant Cadence the right to use that feedback without restriction or compensation to you.
The Services may integrate with or link to third-party services, including payment processors, email providers, video platforms, analytics tools, social platforms, data providers, and hosting services. Cadence is not responsible for third-party websites, services, data, content, policies, outages, or practices. Your use of third-party services may be governed by their own terms and privacy policies.
Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect information.
Cadence may modify, suspend, discontinue, limit, or update any part of the Services at any time, including features, pricing, availability, content, products, or access. We may also update, improve, or remove market commentary features as the Services evolve.
Cadence may update these Terms from time to time. When we do, we will update the effective date above. If changes are material, we may provide additional notice through the website, email, or account notifications. Your continued use of the Services after updated Terms are posted means you accept the updated Terms.
The Services are provided "as is" and "as available." To the fullest extent permitted by law, Cadence disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, and reliability. Cadence does not warrant that the Services will be uninterrupted, secure, timely, accurate, complete, or error-free.
To the fullest extent permitted by law, Cadence and its owners, officers, employees, contractors, affiliates, licensors, and service providers will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, trading, investment, financial, lost profit, lost revenue, lost data, or business interruption damages arising from or related to your use of the Services.
To the fullest extent permitted by law, Cadence's total liability for any claim arising from or related to the Services will not exceed the amount you paid to Cadence for the Services during the three months before the claim arose, or $100, whichever is greater.
You agree to defend, indemnify, and hold harmless Cadence and its owners, officers, employees, contractors, affiliates, licensors, and service providers from any claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising from or related to:
Cadence may suspend or terminate your access to the Services at any time if we believe you violated these Terms, failed to pay fees, misused the Services, created risk for Cadence or other users, or if continued access is no longer commercially or legally feasible. Upon termination, your right to use the Services will end immediately.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the applicable state or federal courts located in New York, unless applicable law requires otherwise.
If you have questions about these Terms, please contact Cadence through the contact form on our website:
Website: contact form on our website